Insurance Coverage

Signed contract

OKM represents insurers and reinsurers in complex insurance coverage arbitrations and litigation, bad faith claims and other insurance-related disputes.

Our attorneys have extensive trial and appellate experience litigating these claims in state and federal courts across the country. Our understanding of the insurance industry also allows us to advise and counsel clients in other industries with respect to insurance issues, including those involving commercial and professional liability policies.

Our experience extends to representing both insurers and insureds against claims seeking damages in excess of applicable policy limits, including:

  • Alleged breach of the insurer’s contractual duty to defend and indemnify;
  • Failure to settle a claim;
  • Alleged use of unfair or improper claims practices;
  • Failure to distribute funds in a timely manner;

OKM also provides coverage analysis and litigates declaratory judgment actions for corporate clients on a wide array of insurance-related disputes, including cases involving long-tail claims, additional insureds, self-insured retentions (SIRs), large deductibles, fronting policies, claims made policies, insolvent insurers, Lloyd’s syndicates, and the investigation, archaeology and reconstruction of lost or destroyed insurance policies.

Client Reviews

I cannot recommend Joanna Karlitz enough for the amazing job she did handling my case. She took over my case in the fall of 2023, and from the start, I felt at ease with her. Joanna's extensive knowledge of the court system and its procedures was evident, and I felt extremely comfortable discussing...

Roberto Martinez

Outstanding group of professionals. It’s never easy when you’re facing legal issues, it can be scary to face alone. OKM legal was with me every step of the way. They always picked up my calls whenever I called, and left no questions unanswered. I felt comfortable with them by my side and we swiftly...

Jacob Shaps

I had the pleasure of working with Joanne Carletz on my first ever criminal case, and she went above and beyond in assisting me. Her dedication and expertise were evident throughout the process. I'm grateful for her support and look forward to having her as my long-term lawyer. Highly recommend her...

Ingrid Menor

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